What special routine or tricks do you do to get yourself to save money?

I know some people have special ways to save money....what is yours? Also, how do you get yourself not to touch the money you saved? I need to start saving money...but I have a hard time keeping it in the savings! What motivates you to save?|||I use the credit union at work. They take money right out of your pay. As little as $5 a week. So you don't really miss it. Outta sight outta mind. Their locations aren't usually nearby ,which makes it a little harder to get to.Therefore easier to save.|||Goals motivate and give a reason for saving. I set short-term (ie. trip to Europe next year) and long-term goals (retire at age 60). Have a plan for savings. I used to have a portion of my pay check deposited into a credit union savings account. It was very easy to save if it was automatic. Now, before I pay my bills, I make a monthly deposit into savings. If you have an IRA sometimes you can set up an automatic withdraw from checking account to IRA.





I hope this helps.|||For me personally I have to compartmentalize everything, I can't say I have $100 in account "A" for bills and fun. So I have 6 accounts with my bank for the following


1) Bills


2) Money to transfer to brokerage


3) Gift Savings


4) Long term Savings


5) Entertainment savings


6) Fun money for the week





It may seem ridiculous but it works for me, especially having all my fun money in one place so I know exactly how much I can spend at any given time.|||Find a low fee money market account with automatic deductions from your bank account.





I used to contribute $200 a month and scheduled it as I schedule other bills. Regretfully, thanks to Congress and the law raising minimum payments, I can't do it for now.





You need to "pay yourself" just like any other bill.|||goals and a budget = you stay on the budget and make your goals and you will form a habit that will make you very happy!!!|||Automatic Withdrawls.|||Just open a savings account and treat it like a bill and make payments every month. My wife and I have been doing it for 35 years.