Tuesday, December 6, 2011

How to save as much money as possible?

Okay, to make a long story short, lately I've had a few appliances of mine that have stopped working, and I want to replace them, so I've been trying to conserve more money. Lately I've been trying to use less water, cutting off appliances that aren't being used, etc.





What more can I do to save money on bills %26amp; such?|||Well, if there's one thing my mother has taught me well, it's how to save money. She learned this from her mother and she's been doing it as well. I assume you have some sort of job with a steady income yes? Well, each time you go to cash your paycheck, take a portion of that money into savings. The amount of money you put in is determined on how much you make and, of course, how much you need. So, let's say you make only $3,00 a month. Put $100-200 in savings. I'm still young, and what little money I do make as a Pharm. asst, I always put $15-50 in savings. If you want to make your money go farther over a longer period of time, consider investing it. You can take classes in this and there are many books available to help get you started. My grandmother never made more than $45,000 a year in her life, yet she managed to retire a millionairess and is enjoying it all on beach in southern Florida. Amazing what a little clever investing can do :)





Good luck with your finances!|||When buying appliance look for energy efficient appliances, turn heating down and put on more layers of clothing. If you use a kettle only use what you need and only use washing machine when you have enough clothing to fill it up and wash on the lowest temperature possible. Energy efficient light bulbs are good as well. Put lids on saucepan when cooking food to make food cook quicker, thus saving energy on gas/electricity. Do a bulk of ironing, not a little at a time|||Hulk





Ben Franklin said the best way to make a penny is to save a penny. You will save much more money by looking at the items you spend the money on. Cutting a Starbucks off 7 times per week vs McDonalds coffee will save you big ... Stop the impulse purchases at the market and stores ... take lunch instead of buying lunch. Fix meals don't eat out. The key is taking the money and depositing it in a separate savings account- so you don't spend it!





Lastly, set up a savings account with automatic transfers from your checking to savings on payday, or every friday of $10.... something to begin the savings process. See if your employer offers a U.S. savings bond plan.





This type of self control will save you real money.... and quickly. As opposed to turning off the lights. BUT, you must take the saved money and set it aside! If you keep it in your checking account, or worse your wallet, it will just disappear.





Saving is an art.... become a Rembrandt! :-)





Soccerref|||There are about 20 other BIG WINS you can use to save money. I'd list them all, but it's probably better just to go to the horses mouth on this one. I found great saving tips at Financialsecrets101.com. You can create a free 5G Plan which will provide you with a whole slew of ideas on how to save, manage, and invest... good stuff.





Good luck to ya!|||Carry a small notebook with you and write down every dime the household spends everyday. In a very short time you will find where you can conserve by not spending.

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