Tuesday, December 6, 2011

What is the easiest way to save money?

every friday i get paid and am so quick to spend my entire paycheck on what seems to be nothing. i want to save up for a car or something. i have a bank account but that doesnt help anything. i ALWAYS find a way to spend my money when i dont need too. whats the easiest way to stop myself and start saving?|||Like so many others, you don't set your prioritys right.





Priority #1 is Food.


Priority #2 is Saving.





Then comes all the rest.


First thing you should do after you get your pay check is to put some money asside.


Then you figure out how to spend less.


Follow the link below for some advice...|||Big spenders should learn to use a budget to scale back their spending. Learn to spend for special occasions, and not excessively every day. Money won't continue to come in this way, unless we plan for it to continue. Spenders must realize that they need to learn to save money for later on in life.





More insights at http://www.inform.websiteuniversity.org/鈥?/a>|||You have to set your priorities straight. When you say you spend the money on what seems to be nothing I venture to say you have friends and you guys go out and maybe do things, and the next thing you know the money is gone. If that's the case, spend a few weekends alone and watch TV on the weekend, spend 3.50 on a good box of popcorn, and you will start saving money.





We all end up spending too much money when we start giving in to the peer pressure of having to do something on the weekend with family and friends, and sometimes we need to take a step back for our own good. When you have a little money saved, then you can resume your normal life while keeping in mind you need to save a little more.|||You have to start organizing your finances. This will help you in seeing your true financial situation. How will you be able to get out of debt if you don't know how much debt you have? How can you save if you don't know what you are spending? Gather all of your financial documents and calculate what your monthly bills are. Take the time to create a budget. Be honest and include everything -- otherwise your budget won't work.





Also, don't forget, use coupons when purchasing. Save tons of cash.|||Here is an idea.


Open a separate bank account for a bank far that is not very close to your home. Have a percent or a set amount of your paycheck directly deposited into that account each pay period so you never physically see it.


DO NOT get a debit card or any other card for this account. This will make it a little less convenient to draw funds from this account since you will have to get there during banking hours because you must go inside.


Try that out and see how it works for you.|||Try this website: http://www.smartypig.com/





In summary, it attaches to your bank account so that you can easily transfer money from your bank account to this online bank. It allows you to set goals, and uses several intelligent social rewards to keep you motivated. It's actually quite awesome. Take a look at the tutorial to get a better overview.|||Mainly by not spending it.



It's a good idea to think about all the different stuff you spend money on, and divide these things into two classes: Stuff you have to spend money on, whether you want to or not, and stuff you do not actually have to spend money on.



You can then proceed to step two. Would you like to take a guess as to what step two is? Go on, guess. I bet you can guess.|||True story:


I got mad at myself. I wanted a car and could not save.


I took an entire sticky note pad and wrote on every surface possible my savings goal.


My apartment was full of yellow stickies that said "save for car"


Eventually may savings account started growing|||Go to Walmart.


Buy a piggy bank.


LOCK IT and throw the key!!


...and as you drop coins through the slot..the money won't come back out...


unless.....|||When you look at something to buy, ask yourself "can I live without it".

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